Frequent Flyer Points Calculator
Calculate how many points you need for a reward flight, the value per point, and how long to reach your goal.
Credit card earn rate — check your card's earn rate
To calculate time to reach your points goal
How to Use
1. Select your frequent flyer program (Qantas, Velocity, etc.) 2. Choose your target reward flight route 3. Enter your current points balance 4. Enter your credit card earn rate (points per $1 spent — find this on your card's website) 5. Enter your average monthly credit card spend to see how long until you reach your goalTip: Points shown are for classic/saver reward seats (the best value). Peak and flexible reward seats require significantly more points. Always search for classic reward availability before accumulating points for a specific route.
Formula
Points Needed = Qantas Base Points × Program Multiplier
Value Per Point (cpp) = Cash Price ÷ Points Required × 100
Months to Goal = Points Shortfall ÷ (Monthly Spend × Earn Rate)Frequently Asked Questions
Which credit card earns the most Qantas points in Australia?
Top earners as of 2026 include the American Express Qantas Ultimate Card (2.25 pts/AUD on Amex), Qantas Premier Platinum Mastercard (1.0–1.5 pts/AUD), and ANZ Frequent Flyer Black (1.0 pts/AUD on Visa). Amex cards earn more but aren't accepted everywhere. A common strategy is to hold both an Amex (for big spends) and a Visa/Mastercard for merchants that don't accept Amex.
Are frequent flyer points worth accumulating?
At their best, points are worth 1.5–3 cents each when redeemed for business class flights — delivering 50–100% more value than cash purchases. Economy redemptions are often only worth 0.8–1.5 cents per point, which is mediocre. The sweet spot is business/first class reward flights, where you pay economy prices in points for a cabin that costs 5–10× more in cash.
When do Qantas and Velocity points expire?
Qantas Frequent Flyer points expire after 18 months of account inactivity (no earning or redemption activity). Velocity points also expire after 18 months of inactivity. To keep points alive, you just need one transaction per 18 months — earning points on any purchase, redeeming points, or even transferring hotel points to your account counts as activity.
Related Calculators
Holiday Budget Planner
Plan your holiday budget by destination, trip length, and travel style — covering accommodation, food, activities, and flights.
Open Toolarrow_forwardFlight Carbon Offset
Calculate CO₂ emissions for any flight and the cost to offset them with verified carbon credits.
Open Toolarrow_forwardTravel Insurance Cost Estimator
Get a rough estimate of travel insurance premiums based on your age, destination, trip length, and coverage level.
Open Toolarrow_forward