SnapCalc

Phone Upgrade Cost Calculator

Calculate the true cost of upgrading your phone vs. keeping your current device, including plan savings and resale value.

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Frequently Asked Questions

When is it worth upgrading your phone?

Generally worth upgrading when your battery health drops below 80%, your phone no longer receives security updates, or performance issues meaningfully impact your daily use — not just because a new model launched.

Is it better to buy outright or on a plan?

Buying outright + SIM-only plan is almost always cheaper than bundled repayment plans. SIM-only plans start from around $25/month in Australia for 20–30 GB of data.