Rentvesting Calculator
Compare renting where you want to live vs. buying an investment property elsewhere in Australia.
Frequently Asked Questions
What is rentvesting?
Rentvesting means renting the home you want to live in (often in an expensive area) while owning an investment property in a more affordable location. You get the lifestyle you want without being locked into a suburb you can't afford to buy in.
Is rentvesting tax effective?
Yes — the interest on your investment property loan is tax-deductible, and if the property is negatively geared, your losses can offset other income, reducing your tax bill.
What are the risks of rentvesting?
Rentvesting means you have no security of tenure where you live — landlords can ask you to leave. You also miss out on the First Home Owner Grant if you buy an investment property first.
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