Tax Bracket Calculator (AU & US)
Calculate your income tax, effective tax rate, and take-home pay for Australia or the United States.
How to Use This Calculator
1. Select your country — Australia or United States 2. Enter your annual taxable income — before tax but after deductions 3. For US filers — select your filing status 4. Click Calculate to see your tax breakdown and take-home pay
Notes:
Formula
Tax = Sum of (Taxable Income in each bracket × Rate) | Effective Rate = Total Tax / Gross IncomeFrequently Asked Questions
What is a marginal vs effective tax rate?
Your marginal rate is the rate you pay on your last dollar of income. Your effective rate is the average across all your income. Australia's 32.5% bracket doesn't mean you pay 32.5% on everything — only on income within that range.
Does this include Medicare Levy for Australians?
Yes — a 2% Medicare Levy is included for incomes above $26,000. The Medicare Levy Surcharge (for those without private health cover) is not included.
What are the 2024–25 Australian tax brackets?
$0–$18,200: 0% | $18,201–$45,000: 19% | $45,001–$135,000: 32.5% | $135,001–$190,000: 37% | $190,001+: 45%
Does the US calculator include state taxes?
No — only federal income tax is calculated. State tax rates vary widely from 0% (Texas, Florida) to 13.3% (California). Add your state rate for a complete picture.
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