First Home Buyer Grant Calculator
Check your First Home Owner Grant eligibility and stamp duty concessions by Australian state or territory.
Frequently Asked Questions
Can I get the FHOG on an existing home?
In most states, the First Home Owner Grant only applies to new or substantially renovated homes. NSW, VIC, and QLD have all restricted the FHOG to new builds. Check your state's revenue office for current rules.
Can I still claim stamp duty concessions on an existing home?
Yes — most states offer stamp duty exemptions or concessions for first home buyers purchasing existing homes below a threshold, even if the FHOG doesn't apply.
What is the First Home Guarantee?
The federal government's First Home Guarantee (part of the Home Guarantee Scheme) allows eligible buyers to purchase with as little as 5% deposit without paying Lenders Mortgage Insurance (LMI). It is separate from the state-based FHOG.
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